CMS ADVISORY SERVICES PLT
Consultant in Petaling Jaya

By effects of inflation & the stiff industry competition, the need of additional cash flow liquidity has been vital to the Small & Medium Enterprise (SME) in terms of business sustainability and expansion program. Throughout the years, we have assisted many of our clients to successfully obtain the banking facilities with packages up to their satisfaction.
CMS is a competent financial advisor which provides a series of advisory services in the scope of business banking facilities application.
Our services render in relation to the loan application include conducting detail analysis on the accounting & financial statements, deriving the accurate debt servicing ratio and projected cash flows, conducting industry & market research report, providing advises on the consequences of tax effects on the banking facilities obtained & other related advisory services. However, absence of projected financial statements, unjustified working capital requirement computation, accounting issue, such as the incomplete documentation, most of the time the SME will encounter difficulty in the application of banking facilities by many factors, unable to locate the correct channel on the loan application & etc.